Attention homeowners: Real estate appraisal services for in Grimes and Polk County

Check out the top seven reasons IA homeowners call on Caliber Appraisal Corporation:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to lower a monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in Polk County or the state of IA

Own a house in or near Grimes , IA and need help determining the value of it?
Contact Caliber Appraisal Corporation.

We at Caliber Appraisal Corporation understand the unique needs of a customer in need of appraisal services. Our typical business clients understand the appraisal process and the standard "products" we deliver to them. As our client, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Caliber Appraisal Corporation will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Caliber Appraisal Corporation, we're seasoned in helping folks just like you delete unneeded and unwanted PMI insurance.

Challenging a property tax assessment

If you live in a region that is going down or is not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Caliber Appraisal Corporation is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Caliber Appraisal Corporation can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would wish to have a veteran appraiser double-check it for preciseness or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.